Cheap car insurance with quality coverage

Affordable car insurance with coverage options and discounts to help you save.

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Cheap car insurance,
too good to be true?

You could save over $75/month with Liberty Mutual.1 With us, "cheap" means reliable car insurance coverage at a price that works for you, with multiple discounts and options to help you get a lower car insurance quote.

Car insurance discounts that help you save money

See how much you can save when you only pay for what you need

Violation-Free Discount

Great drivers are made, not born. You'll get a discount if your driving history is violation-free.2

Multi-Car Discount

The more cars you insure with Liberty Mutual, the more you can save on your premium.2

RightTrack®

Earn savings just for being a safe driver by participating in our safe driving program.3

Those are just a few of the ways we can help lower your car insurance costs.

View all car insurance discounts

How to get cheap car insurance

Looking for cheap car insurance quotes? Affordable car insurance usually comes from combining discounts, choosing the right coverage, and maintaining a safe driving record.

How can I lower my car insurance quote?

The fastest way to lower your car insurance quote is usually by increasing your deductible (the amount you'll pay out of pocket if you have a covered claim). Higher deductibles usually lower your bill upfront, but you'll want to pick a deductible you'd be able to pay if you're in an accident.

You may also be able to lower your car insurance rate by asking about discounts, signing up for driver programs like RightTrack®, having a good driving record, and bundling your policies.

Read more about ways to lower your car insurance rate.

Is there a risk to buying cheap car insurance?

Car insurance rates that look too good to be true often are. Make sure you understand what it is you're buying. A cheap car insurance policy may
  • Lack coverage
  • Have a high deductible that you're not comfortable with
  • Have poor customer service or claims support, when you need it the most
  • Be from a company with less financial strength or stability

So, if the price is too good to be true, it probably is. You want good cheap car insurance, not just cheap car insurance. Before signing anything, make sure you fully understand what you're buying.

What's the cheapest car insurance I can get?

The cheapest car insurance possible is “liability-only.”

This “basic” type of car insurance coverage helps pay for injuries or damages you might cause to someone else in an accident, not you or your car. It essentially meets only the basic legal requirements which can help keep your costs lower. Keep in mind that liability-only car insurance doesn't give you coverage for your own car or injuries.

Looking for cheap car insurance for young drivers?

We know teens and young adults often face higher car insurance rates, so we offer ways to help lower them. We have discounts like Google Student and Students Away at School, and if you're renting or own your own place, you may be able to bundle your policies to save more.

Bundle your insurance,
more like bundle of savings!

You could save over $950 when you bundle your auto and home insurance with Liberty Mutual!4 But that's not all. You can save by bundling other products from renters to auto, to RV to boat. We can help you get the insurance you need at a great price!

We also make it fast and easy for you to get a quote. Check out why people have trusted us with their insurance needs for over 100 years!
Start your quote
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Begin your free online quote

Ready for a quote?

Why choose Liberty Mutual for
car insurance?

Rated "A" (Excellent) financial by A.M. Best Company, we've been helping people like you protect what they love for over 100 years!5

Savings? We've got those too! You could save over $950 when you bundle your auto and home insurance.1

Start your quote today, to see how much you could save on an auto and home insurance bundle when you only pay for what you need.
Start your quote
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Want to learn more about affordable car insurance? We can help.

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