- Car Insurance
- Auto Insurance by State
- Delaware Car Insurance
Get a Delaware car insurance quote
You could save over $700 on auto insurance when you switch to Liberty Mutual1
Buying auto insurance in Delaware
Delaware drivers could save money with these auto insurance discounts
Buy your policy online and save. It's that simple.2
Learn more about SavingsConvenience and savings — need we say more? Combine your policies and get a discount.2
Learn about Bundling and Save Discounts and moreGet rewarded for your good driving behavior by saving up to 30% on your policy.3
Save with our safe driver programDelaware minimum car insurance requirements (25/50/10)
It's illegal to drive without car insurance in Delaware. To drive legally, you need to have at least the following coverage amounts and minimums in Delaware.4
Coverage type | State requirements |
|---|---|
| Bodily Injury to others Coverage | $25,000 per person and $50,000 per accident |
| Property Damage Liability Coverage | $10,000 per accident |
Check out the Delaware Insurance Department for more details.
Average cost of car insurance in Delaware, 2026
According to 2026 data, the average cost of “full” coverage car insurance in Delaware is about $2,484 per year.
Drivers in Delaware will often pay more, or less, depending on their coverages, car, age, driving record, and where they live.
Who offers cheap insurance in Delaware?
Finding the cheapest car insurance in Delaware may sound great, but a low-cost policy may not pay out when you need it.
A Liberty Mutual auto insurance policy can cost less than you think.5
- $817 lower than GEICO
- $731 lower than Progressive
- $839 lower than State Farm
- $758 lower than Allstate