Delaware car insurance

Wilmington Delaware skyline on a sunny day

Common questions about Delaware
auto insurance

Need car insurance in Delaware? Whether you live in Wilmington or Dover, Liberty Mutual Insurance can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your Delaware auto insurance, so you only pay for what you need.

What car insurance is required in Delaware?

In Delaware, it's illegal to drive without insurance. Drivers in Delaware are required to have car insurance coverage for

Bodily Injury to others
Property Damage Liability

Here are the minimum auto insurance limits drivers must have in Delaware.²

Coverage	Amount
Bodily Injury to Others	$15,000 per person and $30,000 per accident
Property Damage Liability	$10,000 per accident
Personal Injury Protection	$15,000 per person and $30,000 per accident

For more information, check out the Delaware Department of Insurance Website.

What's the average cost of car insurance in Delaware?

The average cost of car insurance in Delaware was $1,623³ in 2021 according to thezebra.com. That's 6% higher than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.

Some people get the minimum coverage, while others prefer more protection. Liberty Mutual can save you money on Delaware auto insurance with a customized policy, so you only pay for what you need.

See how much you could save on car insurance

U.S. Map with Delaware state highlighted

Who has the cheapest car insurance in Delaware?

Getting the cheapest car insurance in Delaware may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.⁴