South Carolina car insurance

Myrtle Beach boardwalk overlooking Atlantic Ocean

Common questions about South Carolina
auto insurance

Need car insurance in South Carolina? Whether you live on the Sea Islands or Charleston, Liberty Mutual has you covered. From liability protection to comprehensive coverage, we customize your South Carolina auto insurance, so you only pay for what you need.

What car insurance is required in South Carolina?

In South Carolina, it's illegal to drive without insurance. Drivers in South Carolina are required to have the following car insurance coverage: bodily injury to others, and property damage liability.

This chart shows the minimum auto insurance drivers are required to have in South Carolina for these coverages.²

Coverage	Amount
Bodily Injury to Others	$25,000 per person and $50,000 per accident
Property Damage Liability	$25,000 per accident

For more information, check out the South Carolina Department of Insurance.

What is the average cost of car insurance in South Carolina?

The average cost of car insurance in South Carolina is $2,424³ in 2024 according to thezebra.com. That's 12% higher than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.

Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your South Carolina auto insurance, so you only pay for what you need.

See how much you could save on car insurance

U.S. Map with South Carolina state highlighted

What South Carolina car coverage insurance coverage is right for you?

The chart above shows the minimum South Carolina auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection.

We'll help you customize your South Carolina car insurance to get the coverage that fits you.

See all of our auto coverage options.

What is the best car insurance in South Carolina?

Liberty Mutual understands that everyone has individual needs when it comes to their South Carolina auto insurance. Some might want the cheapest South Carolina car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your South Carolina car insurance, so you only pay for what you need.

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Who has the cheapest car insurance in South Carolina?

Getting the cheapest car insurance in South Carolina may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.

A Liberty Mutual auto insurance policy can cost less than you think.⁴