Classic Car Insurance

Like normal car insurance, the answer is, it depends. There are many factors taken into account when determining the cost of classic car insurance like the vehicle's

• Year, make, and model
• Usage, from show car to parades, etc.
• Where it's stored

Also, factors like your driving history and more are taken into account as well. We know that finding cheap classic car insurance can be important. At Liberty Mutual, we can help you get the classic car insurance coverage you need at a great price. Start your classic car insurance quote today, to see how much you could save, when you only pay for what you need.

Whether you call it classic car insurance, antique car insurance, or antique car insurance there are a few things you should know. Generally, a vehicle must meet certain criteria to be considered a classic or antique vehicle. This can include a vehicle that

• Is over 25 years old
• Gains value as it ages based on make, model, year, body design, or physical condition
• Can be used for exhibitions, parades, or other occasions

Yes. Classic car insurance covers your vehicle in the event of theft. Depending on the details of your claim, you may need to follow some guidelines in your policy's terms and conditions.

Yes, regular car insurance is intended for a car you drive daily. This is not to be confused with antique or classic car insurance. A classic car insurance policy is designed specifically to handle the unique challenges classic car owners face when restoring their vehicles after an accident. This can include help with hard-to-find or sometimes impossible-to-find parts replacement.

Additionally, regular car insurance is often not a good fit due to the value of classic and antique cars. In the event you make a claim, typically there's little to no depreciation associated with your classic car like there would be if your vehicle were a newer model.

To be eligible for classic car insurance, your vintage vehicle may have to meet certain criteria. Be sure to check for any usage restrictions to make sure your coverage is right for you. For example, your policy may state your classic car should only be used for leisurely driving and not your main mode of transportation.

Your classic vehicle must also be stored in a fully enclosed locked structure, such as a garage. And of course, must be considered a classic, antique, or collector vehicle.

Call 800-295-2568 to get started.