- Car Insurance
- Auto Insurance by State
- Maine Car Insurance
Get a Maine car insurance quote
You could save over $700 on auto insurance when you switch to Liberty Mutual1
Buying auto insurance in Maine
Need car insurance in Maine? Whether you live in Portland or Lewiston, Liberty Mutual Insurance can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your Maine auto insurance, so you only pay for what you need.
Maine drivers could save money with these auto insurance discounts
Buy your policy online and save. It's that simple.2
Learn more about SavingsConvenience and savings — need we say more? Combine your policies and get a discount.2
Learn about Bundle and Save Discounts and moreGet rewarded for your good driving behavior by saving up to 30% on your policy.3
Save with our safe driver programMaine minimum car insurance requirements (50/100/25)
It's illegal to drive without car insurance in Maine. To drive legally, you need to have at least the following coverage amounts and minimums in Maine.4
Coverage | Amount |
|---|---|
| Bodily Injury to Others Coverage | $50,000 per person and $100,000 per accident |
| Property Damage Liability Coverage | $25,000 per accident |
| Medical Payments Coverage | $2,000 per accident |
| A combined single limit of $125,000 in coverage is also acceptable | |
| Uninsured motorist bodily injury coverage must equal liability coverage limits |
Learn more about state insurance requirements at the Maine Bureau of Insurance.
Average car insurance cost in Maine, 2026
According to 2026 data, the average cost of “full” coverage car insurance in Maine is about $1,560 per year.
Maine drivers often pay more, or less, depending on their coverages, car, age, driving record, and where they live.
Who offers cheap insurance in Maine?
Finding the cheapest car insurance in Maine may sound great, but a low-cost policy may not pay out when you need it.
You want car insurance that's affordable, and dependable if you have an accident. Trusted for over 100 years, we have the experience and stability to back you up.
A Liberty Mutual auto insurance policy can cost less than you think.5
- $817 lower than GEICO
- $731 lower than Progressive
- $839 lower than State Farm
- $758 lower than Allstate